Dinote

Workflow hub for pre-approvals, insights, and payments for non-dilutive funding
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Turn scattered financing tasks into a single, repeatable playbook. With Dinote, you start by connecting the data you already trust—bank accounts, billing systems, storefronts, and analytics. Use the setup wizard to link accounts, set funding goals, and define guardrails for cash flow. Dinote ingests revenue and expense trends via secure APIs, surfaces the metrics lenders care about, and runs a quick readiness check. From there, request pre-approvals in one click and receive preliminary offers from vetted providers without bouncing between portals. Set notification rules for balance swings, KPI thresholds, and offer updates so your team acts at the right moment, not after the window closes.

Move to selection when offers arrive. In the Offers board, line up terms side by side—limit, fee structure, estimated payback timing, covenants, and data requirements. Use the scenario slider to test how changes in growth, churn, or seasonality affect the total cost and runway. Shortlist favorites, invite teammates for review, and leave internal notes right on the card. When you’re ready, e‑sign, complete KYC, and pick a payout account you’ve already linked. Dinote tracks every step with real-time statuses and sends alerts the moment funds land. Set repayment rules and payment routing so a percentage of incoming sales or invoices automatically services the obligation without manual tasks. more

Review summary

Features

  • Unified onboarding for banks, billing, and storefronts via secure APIs
  • One-click pre-approvals from vetted funding partners
  • Side-by-side offer comparison with scenario modeling
  • Real-time status updates, alerts, and event notifications
  • Automated repayment and payment routing rules
  • Peer benchmarking with actionable playbooks and readiness scoring
  • App directory with accounting, commerce, and analytics integrations
  • Role-based access control and audit-ready exports
  • Promotional credit card comparison and spend controls
  • Custom dashboards and webhook/Slack integrations

How It’s Used

  • SaaS founder connects Stripe and bank accounts, requests pre-approvals, and selects the lowest-cost offer after simulating churn improvements
  • E-commerce operator links Shopify, sets rules to allocate 15% of daily sales to repayment, and tracks ad spend ROI against funding drawdowns
  • Finance lead benchmarks KPIs vs. peers, implements annual prepay incentives, and re-qualifies for a larger limit within a quarter
  • Agency advances against receivables, routes payouts to vendor invoices automatically, and exports a PDF pack for lender check-ins
  • Ops team installs QuickBooks and HubSpot apps, syncs invoices and pipeline data, and receives Slack alerts when covenants approach thresholds
  • CFO compares promotional credit card offers, issues cards to departments with category caps, and consolidates spend data in the dashboard

Plans & Pricing

Basic

Free

Real-time Funding Options
Benchmarking
Basic Plugins

Pro

$19.00 per month

Includes features of Basic plan, plus
Smart Recommendations
Pro Plugins

Prime

$49.00 per month

Includes features of Pro plan, plus
Offer Customization
Unlimited Plugins

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